Union home mortgage

740-225-5421

When you buy a home, you’re buying the land, house or any physical structures on the property. More importantly, you’re purchasing the legal rights of ownership of the property referred to as “title”, which are evidenced by the deed to the property.

The deed of the property states that you own the property and that it has been legally transferred to you from its previous owner. It’s an official record of your ownership that states your rights while you own the property, and those rights are what you transfer if you sell it in the future.

You own it!

Unlike renting, owning your own home gives you freedom to do whatever you want to your property. You can put nails in the wall, decorate to your liking, paint or grow plants in your own garden.

Your money goes back into your home.

No security deposits, pet fees or the miscellaneous charges that come with renting. Instead of paying rent and saying goodbye to your money, as a homeowner, you can build equity in your home, which equals more bang for your buck!

You’ll build up your credit.

Making on-time payments every month builds your credit history, which will work in your favor when you need to buy a new car or take out a loan. Building your credit and improving your score will allow you to receive competitive interest rates in the future.