Last Updated: Nov 16, 2018

 Founders Insurance Group – Access to the best Insurance carriers and the best possible rates. Let Founders Insurance Group go to work for you!

Auto Insurance
Auto insurance is required by state law and provides you and your family with the protection you need in the event of an accident. Auto insurance is a vital protection for you, your property, as well as your assets. Not only is it important to be adequately covered in the event someone else hits and damages your car, but you need to be sure you are not exposed in the event you cause an accident and damage someone else’s car or cause bodily injury. Auto insurance also protects you or those in your car in the event you are in an accident caused by an uninsured or underinsured driver. It is vital that you are covered appropriately, so let the licensed insurance agents at Founders Insurance Group review your current coverages and shop your Auto insurance policy to find the lowest insurance rates. 
Health Insurance
Health Insurance is one of the most important policies you can purchase for yourself and your family. With so many different health insurance options available, it is difficult to know which plan is right for you. Whether you are looking for a PPO, HMO or health savings account plan, the licensed insurance agents at Founders Insurance Group will tailor the health insurance policy that is right for you. 
Business Insurance
As a business owner, it is vital to appropriately insure your operations. Whether you need General Liability, Worker’s Comp., Commercial Property, Commercial Auto or a business owner’s policy, the licensed insurance agents at Founders Insurance Group will not only educate you on what you need to protect your business but will also compare your policies to many different insurance companies to ensure the best insurance rates.     
Home Insurance
As a homeowner it’s important to protect your largest investment, your home. A homeowners insurance policy is very detailed to cover a variety of perils and needs to be tailored to your specific situation. Homeowners insurance will include your home itself, the property in it as well as a variety of other losses resulting from a disaster. The licensed insurance agents at Founders Insurance Group are here to review your current coverages with you and talk through your insurance needs to make sure you and your home are adequately covered. 
Life Insurance
Life Insurance is one of the most important gifts you can give your loved ones. While health insurance covers your medical bills should you become sick or hospitalized, life insurance protects your family in the event of your death. It is important to make sure those you leave behind are adequately taken care of. There are many different types of life insurance, (term life insurance, universal life insurance, whole life insurance, variable life insurance) so it can often be overwhelming when choosing the best policy. Let the licensed insurance agents at Founders Insurance Group design the best life insurance policy for you and shop it to the top carriers in order to find you the best rate. 
Group Health Insurance
As an employer, one of the most valuable benefits you can provide your employees is group health insurance and without it you will have a hard time keeping your best people. It doesn’t matter how big or small your company is, a group health insurance plan can be designed to fit your needs and budget. There are many different group health insurance options out there and it is more affordable than you might think. Whether you are looking for a PPO, HMO or Health Savings Account plan, the licensed insurance agents at Founders Insurance Group will tailor the health plan that is best for your company as well as find you the most competitive rates from Georgia’s top insurance carriers.  
Commercial Insurance
Your business faces exposure to loss from legal liability from a number of sources. The CGL provides broad protection from risks arising from your premises and operations, independent contractors and product liability, to name a few.  A Commercial Package is a type of business package policy that bundles coverage together for several things including liability, property, boiler and machinery, crime and other optional coverage. The options available create flexibility that allow a Package to be customized for most kinds of business.  Commercial Property Insurance is type of policy provides protection from loss, due to a variety of perils, to all kinds of business property including: building structures, furniture, inventory, equipment, and supplies, money and securities and business records. If you have a larger or more complex business you may need the flexibility of insuring your business property through a Commercial Property Policy.
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments. Usually the term "annuity" relates to a contract between you and a life insurance company, but a charity or a trust can take the place of the insurance company.  Allow Founders Insurance protect you!
Primary purpose - accumulation or pay-out (deferred or immediate) 
Nature of pay-out commitment - fixed period, fixed amount, or lifetime 
Tax status - qualified or nonqualified 
Premium payment arrangement - single premium or flexible premium 
An annuity can be classified in several of these categories at once. For example, you might buy a nonqualified single premium deferred variable annuity.
Surety Bonds / Commercial Bonds
There are several types of Surety Bonds for contractors: Bid Bonds, Performance Bonds, Payment Bonds, License Bonds and Supply Bonds are a few. In general, surety bonds assure a project owner that they can rely on contractor performance, ability to make payments to certain other parties (sub-contractors, e.g.), good faith bid submissions and so on. The issuer of sureties, usually an insurance company subsidiary, investigates the abilities of a contractor and, in the event of a valid claim, will make reimbursement for non-performance according to the terms of the surety.
Information Needed for General Agreement of Indemnity:
Federal ID Number of each corporation
Full Name and Social Security Number of each stockholder and their spouses
Home Address of each stockholder and their spouses
Legal Name and Address of Corporation.
For Bid Bond Purposes - State(s) of Incorporation
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