Last Updated: Aug 15, 2020

Welcome to Harvest Moon!

Welcome to Harvest MoonThe most notable compliment our clients can give is the referral of friends and family. We take great pride in providing the highest customer service to our clientele. Thank you for your trust.

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Welcome to Harvest MoonPlease take a moment to view the video link below for a recent Marketplace segment on CBC. It's about 20 minutes long but after watching this you will know why it is important to know the perils of buying creditor insurance from banks, car dealerships, and credit card companies. Not only is it more expensive than individual life insurance but as you will see there is a good possibility of not collecting at claim time.

Services Offered By Terry Bialek

Whether you are implementing a new Employee Benefit Plan or would like changes to your current Employee Benefit Plan, TEN STAR Group Benefit Specialists Inc. thoroughly review your company's specific needs and concerns while developing a plan design that will provide efficient coverage and cost containment. We are able to match current plan designs and/or provide plan alternates.

Our highly sophisticated analysis aids us in developing efficient plan designs. We are specialists in:

  • Plan Design - Discussion and analysis of needs and desires; creation of appropriate plan formats.
  • Quotations - We have developed a good reputation and rapport with the major insurance carriers in Canada. We are able provide all types of Group Insurance quotes such as: Fully Insured, ASO, Flex Benefit and Self-Funded Plans.
  • Analysis - Our strength lies in the technical analysis of existing Employee Benefit Plans.
  • Recommendations - Opinions and recommendations are presented in easy to understand format and plain language, based on plan superiority and carrier capabilities.
  • Implementation - Assistance is provided in setting up administration and enrollment procedures to get a plan underway.
  • Service - We provide ongoing help with questions, concerns, administration and claims issues. We pride ourselves on providing superior service.
  • Communications - Staff training, management advisement and employee orientation are provided to our clients. Seminars to the employer on different aspects such as taxation rules, new market trends etc. are also available.
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